Medicaid

Worrying about long-term care, like needing a nursing home or help at home, creates a massive amount of stress for families here in Louisiana. On top of the emotional difficulty, there is the financial worry. Too often, people make important decisions based on bad information about Medicaid. Medicaid is a program that helps pay for…

When families in Louisiana begin exploring nursing home or assisted living options, one of the first fears that arises is financial ruin. The cost of long-term care can easily reach thousands of dollars per month, and many people assume they must spend down everything they have worked for before qualifying for Medicaid. Fortunately, that’s not…

Planning for long-term care is something most families avoid until it becomes necessary. Unfortunately, that often means facing the high cost of nursing home care without a clear plan in place. Medicaid can help cover those costs, but qualifying for it is not always simple. One of the most important parts of Medicaid eligibility in…

Medicaid plays a critical role in providing essential financial support for long-term care services, particularly for seniors who may not have sufficient coverage through private insurance or Medicare. It helps bridge the gap by covering various necessary services, such as nursing home care, personal care assistance, and related support. However, seniors and their families must…

The trustee of a Medicaid Asset Protection Trust (MAPT) is responsible for managing and overseeing the trust to safeguard the assets for the beneficiaries while following the wishes and intentions of the grantor. This includes making sound financial decisions, distributing assets as stipulated by the trust, and ensuring compliance with all legal and administrative requirements….

Elder law attorneys specialize in addressing the legal needs of seniors by providing comprehensive assistance in various aspects of their lives. For instance, by working with an elder law attorney, individuals can develop comprehensive strategies to protect their assets, qualify for Medicaid long-term care benefits, and ensure financial stability for themselves and their loved ones…

Long-term care services can be incredibly costly, and more importantly, these costs are usually not included in most health insurance plans. That is why it is critical that individuals plan ahead and consider Medicaid planning as an option when it comes to long-term care planning. In the following article, we will discuss Medicaid planning in…

When it comes to estate planning, too often, people forget to consider their government healthcare benefits. However, most of us will need these benefits at some point during our retirement, especially since not everyone will have access to private insurance after we are done working. While Medicaid and Medicare are two types of healthcare programs…

When creating your estate plan, planning for your health and medical care is critical.  Ensuring that you get the medical care you need – now and in the future – not only helps you live your best life, but it also takes the stress and worries off your loved ones, knowing that your medical needs…