Caring for aging parents is challenging, no matter your age. However, 54 percent of Americans are currently “sandwiched” between their children and their aging parents – often creating additional stress daily. Preparation is one way to combat the stress of caring for your aging parents. For example, adult children can help aging parents prepare by…
Transitioning to retirement can be challenging for most. After working for decades, there’s no place to be – no meetings to attend. We’re confident you’ll fill your schedule, and like most retirees, you may be busier than ever – doing the things you want to do. But what about your assets? Without a steady…
Estate and trust planning are often challenging tasks. Throw in a special needs trust? And things just get more complicated. Special needs trusts are legal relationships where a physically, mentally, or chronically ill person can receive income without generally reducing any public financial assistance, such as Social Security, Medicaid, or Supplemental Security Income (SSI). Keep…
Returning to civilian life as a veteran is challenging – to say the least. From a loss of identity, to health issues, to financial concerns, veterans need support when integrating back into non-military life. The Veterans’ Improved Pension Plan is one type of support. The Department of Veterans Affairs runs this pension program, which provides…
Federal benefits are available to just over 18 million U.S. veterans, according to the United States Census Bureau. However, what about state benefits? Each U.S. state offers additional benefits for veterans and their families, including education and training programs as well as military pay tax exemptions. Louisiana is no different. The 283,000 veterans living in…
Certain documents – such as wills or powers of attorney – are standard when creating your estate plan. But what about adding a trust? Including a trust in your estate plan gives you additional protection for yourself and your loved ones. A trust can also protect your legacy – creating a path forward for your…
No one enjoys talking about their own mortality, but the right legal tools can help ensure that your wishes are carried out should a medical emergency arise. In Louisiana, there is no legal default method for addressing these wishes in the event of unexpected incapacitation. However, certain legal tools can provide for these often unforeseen…
All states have laws and regulations addressing legal incapacity – when a person cannot make (or communicate) decisions for themselves. Similar to this, Louisiana has a process called interdiction – where a court determines that a person can no longer make decisions about themselves or their property. In Louisiana, an interdiction is a legal process…
When should you start planning your estate? Did you know that many financial advisors recommend you start to plan your estate as soon as you become an adult? Even with that as a guideline – that still leaves a lot of questions to answer. Losavio & DeJean, LLC – located in Baton Rouge – specializes…
Are you 65 or older? Do you need medical coverage or long-term care? Medicaid may be the solution for you – but how do you apply for Medicaid? Should you hire a lawyer to apply for Medicaid? Losavio & DeJean, LLC is here to help you navigate the Medicaid application process with more than 40…
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