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All parents worry about their children, especially when it comes to their future. However, when a parent has a child with disabilities or special health care needs, this worry can involve numerous other concerns, such as who will take care of their child when they are gone, where their child will live, and who will…
Your will or trust does not determine who inherits your IRAs, 401(k)s , pensions, annuities, life insurance, transfer on death accounts, payable on death accounts and health saving accounts . The above mentioned accounts are inherited by the beneficiaries named in the account, contract, account application, or beneficiary designation form. We have had estate planning…
As you age or have a loved one that is getting older, it is important to be aware of the challenges seniors may face regarding housing, financial well-being, long-term care, and health care. Yet, while these issues may seem overwhelming, especially if you handle them yourself, they don’t have to be. When an experienced Louisiana…
While both estate planning and elder law help ensure a person’s affairs are taken care of, there are actually major distinctions between the two. In the below guide, we will go over these differences and show you how each one can impact your future. What Is Elder Law and Estate Planning Both elder law and…
Estate planning is critical in ensuring your wishes are carried out when you pass away or cannot make decisions for yourself. Without it, your assets can end up in the legal system for years, resulting in an unnecessary financial burden on your family, who will be left sorting out the mess. However, if you do…
Estate planning is often compared to a road map for ensuring your wishes are carried out after you pass away or if you become incapable of making certain decisions yourself. That is why estate planning mistakes can lead to massive headaches for your whole family and leave critical choices at the mercy of the courts….
The industrialist and philanthropist, John D. Rockefeller, rose from his humble beginnings as an assistant bookkeeper for a Cleveland commission merchant, to become one of the wealthiest men in the United States. He is considered to be one of the richest people in history. Rockefeller founded Standard Oil Company, which now know today as Exxon…
Louisiana’s laws differ from most states, as it’s based on French common law. This is one reason why legal terms are so different in Louisiana. For example, in most states, when a person passes away, their estate enters into a court-supervised process called probate. Probate is the legal process of distributing the deceased person’s assets…
A will permits you to decide how and to whom your assets are distributed after your death. But, what if you die in Louisiana without a will? What happens to your assets? Do they go to the state? Without a will, your estate will enter probate, and the courts then decide how your assets are…
The IRS is the most powerful collection agency in the world, gaining more and more power by the minute. The Inflation Reduction Act is funding $45 billion solely allocated to the hiring of 87,000 new enforcement agents. Those enforcement agents are usually just working to collect money, not necessarily working with your best interest at…
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